We want to share these workflow with you
These explanatory tools are important to take into account, and that is why we share them with our clients.
Our Process of work
Our financial planning process extends beyond simply opening accounts and rebalancing portfolios. We employ tax-aware investment strategies to maximize your savings, create insurance portfolios to shield you from the unexpected, and offer estate and legacy planning so that the benefits of your hard work and planfulness can extend beyond your lifetime. And, we take the time to document this work in our written Plans of Action, keeping you, and us, accountable.
2
Conduct a Financial Analysis
We need to understand where you are today, in order to help you get where you want to go. Our team will evaluate your current course of action to determine whether you are on track to meet your financial goals. We will search for opportunities – gaps in your current plan that can help you move faster or farther than you may have thought possible. Our experienced financial planning team is skilled at coming up with alternative options, ideas, and solutions you might not think of on your own.
3
Implement Your Financial Plan
Together, we will review potential solutions and create a plan based on the approach that works best for you. We customize your Plan of Action based on your unique situation. Depending on your needs, your Comprehensive Financial plan might include:
- Cash flow planning – Maximize your income
- Retirement income planning – Make the most of your hard-earned savings
- Tax planning – Minimize your lifetime tax bill
- Education planning – Be ready for the ever-growing cost of education
Once we have agreed on a plan, we begin taking action. Our financial planners provide you with the tools to help you pursue your financial goals – and the accountability to ensure you are on the right path to achieve them.
4
Construct an Investment Portfolio
Diverse. Strategic. Personal. We offer a range of investment portfolios suited to different objectives, timelines, risk-tolerance levels, and investment preferences. We handle your investments in the way that is right for you.
5
Create a Safety Net
Once you are on your way to achieving your financial goals, we will do everything we can to help make sure nothing derails you. Our financial planners coordinate life, disability, long-term care, and critical illness policies to create a personalized insurance portfolio designed to help protect you and your loved ones from life’s unexpected twists and turns.
6
Plan a Legacy
When you are confident that your lifetime financial goals will be met, it’s time to start thinking about what you’ll leave behind. We help you define your legacy desires and craft a tax-efficient estate plan that will maximize your gift to family and community. We work with your estate attorney to help ensure your plan is legally documented, so that it can be carried out according to your desires.
7
Hold Regular Financial Checkups
A financial planner’s work is never done. After your financial plan, investment portfolio, insurance policies, and estate and legacy plan are in place, we continually monitor your financial health. We meet regularly to learn about changes in your life and update your plan as needed. Our meetings are documented in our written Plans of Action, to ensure your financial plan stays on the right track.
